Introducing Infinite: Let Your Bond Returns Compound Automatically

What if your monthly interest from Bonds and SDIs did not just land in your account but kept growing, month after month?

That’s the promise of Infinite, a revolutionary way to make bond investing smarter, automated, and more rewarding.

Infinite – The Power Of Compounding. On Autopilot.

Let’s say you invest in a top-rated corporate bond and earn INR 1,000 in monthly interest. Normally, that money sits in your bank account unless you manually reinvest it. Most times, you may forget, or it may take a long time before you reinvest.

With Infinite, your earnings are automatically and instantly reinvested into debt or arbitrage mutual funds of your choice, ensuring your money keeps working without any action from you.

The Challenge Of Fixed-Income Investing

Fixed-income products offer stability, but often fall short of equity-like returns. Why?

1. Monthly Interest That Does Not Grow

Imagine investing INR 5 lakh in a bond offering 8% annual interest, INR 3,300 each month. But unless reinvested, that cash just sits idle, missing out on potential returns.

2. Small Amounts Are Hard To Reinvest

Multiple bond investments often result in scattered, small monthly payouts. These are hard to track and usually remain unused.

3. Diversification Is Important

Reinvesting in the same bond repeatedly can increase concentration risk and limit portfolio flexibility.

Instead, reinvestment should be used as an opportunity to diversify across assets, helping reduce risk and enhance long-term returns.

Meet Infinite: Your Interest Now Compounds Automatically

Infinite addresses these challenges through a seamless, auto-compounding system:

1. One-Time Setup. Continuous Growth.

With Infinite, the interest earned from your Bond or SDI is automatically redirected into a Systematic Investment Plan (SIP) in debt or arbitrage mutual funds. These funds invest in low-risk instruments like government securities, corporate bonds, treasury bills, or an equity arbitrage portfolio.

Over time, even small monthly inflows compound into significant wealth.

For example:
An INR 1 lakh bond with a 12% annual return generates INR 1,000/month. With Infinite, this is automatically invested into a SIP, helping you build wealth without lifting a finger.

2. A Compounding Loop Without Manual Work

Once the SIP investment grows, that accumulated amount can be reinvested back into new Bonds or SDIs. The cycle repeats.

This creates an infinite loop of compounding, without the need for tracking maturity dates, setting reminders, or making reinvestment decisions. You also have the flexibility to withdraw the mutual fund at any time for your expenses or other investments.

Key Benefits Of Infinite

1. Auto-Reinvestment Strategy

As soon as interest hits your account, Infinite redirects it into a SIP, maximising capital efficiency with zero lag.

2. Diversification Without Effort

Your SIP is spread across various debt instruments, government, corporate, short-term bonds, and arbitrage portfolios, leading to reduced risk.

3. On-Demand Liquidity

Unlike traditional FDs or locked-in bonds, you can withdraw your SIP investment anytime, giving you both flexibility and safety.

Steps To Activate Infinite On Grip

Activating Infinite for your deals on Grip is quick and easy. However, a few conditions must be met before you can enable it.

To activate Infinite, ensure the following conditions are satisfied:

• The remaining tenure of the deal is more than 60 days.
• The deal has at least 3 return payouts in its cash flow.
• The returns are monthly. (Infinite is not available for deals with quarterly, half-yearly, or annual payouts.)
• The average monthly return, excluding the final payout, is greater than INR 100.

Once the above conditions are met, you can activate Infinite. This can be done while investing in a new opportunity and for existing investments, too.

Activation Steps

Step 1: Log in to the Grip app.

Step 2: Tap Infinite from the bottom navigation bar.

Step 3: Once you are ready, tap Set Up Infinite.

Step 4: Tap Add More to view all investments eligible for Infinite.

Step 5: Select the bond you would like to include in Infinite. You can select all eligible bonds or choose specific ones.

Step 6: Choose the mutual fund category where you would like your returns to be reinvested.

Step 7: Tap View Reinvestment Info to understand how your returns will be invested.

Step 8: Review the details and tap Activate Infinite.

Step 9: Verify your request using the OTP sent to your registered mobile number.

Step 10: Set up your mandate and complete the payment process.

Step 11: Once the process is complete, Infinite will be activated successfully.

Step 12: To view your Infinite-enabled SIPs, go to My SIPs from your portfolio.

And that is it! Your monthly returns will now be automatically invested into your chosen mutual fund. Over time, the accumulated amount can be used to invest in new Bonds or SDIs directly on the Grip platform, thus creating a powerful cycle of auto-compounding.

Conclusion

Fixed-income investments are reliable, but Infinite makes them smarter. Through automated reinvestment, built-in diversification, and the power of compounding, you can unlock the full potential of your monthly bond earnings.

Start investing through Infinite and grow your money on autopilot. Register Now.

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Disclaimer - Investments in debt securities/municipal debt securities/securitised debt instruments are subject to risks including delay and/ or default in payment. Read all the offer related documents carefully. The investor is requested to take into consideration all the risk factors before the commencement of trading.
This communication is prepared by Grip Broking Private Limited (bearing SEBI Registration No. INZ000312836 and NSE ID 90319) and/or its affiliate/ group company(ies) (together referred to as “Grip”) and the contents of this disclaimer are applicable to this document and any and all written or oral communication(s) made by Grip or its directors, employees, associates, representatives and agents. This communication does not constitute advice relating to investing or otherwise dealing in securities and is not an offer or solicitation for the purchase or sale of any securities. Grip does not guarantee or assure any return on investments and accepts no liability for consequences of any actions taken based on the information provided. For more details, please visit www.gripinvest.in
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