Marketplace By Grip Invest: Smart, Secure, Profitable
India’s bond market has grown significantly, with the government bond market reaching $2.08 trillion and the corporate bond market totalling $604 billion as of December 20241. However, compared to developed markets where bond markets are 1.2–2 times the size of equity markets, India’s bond market remains underdeveloped, at just 0.65 times the equity market size.
Despite a growing interest in fixed-income investing, retail investors in India face challenges accessing the bond market due to limited liquidity, a lack of transparent platforms, and barriers to entry. Due to these inefficiencies, investors often miss out on potentially lucrative, low-risk investment opportunities.
This is where Grip Invest steps in, with a solution designed to open up the bond market for everyone. And the solution is “Marketplace” on the Grip App.
Why Bond Investing Is Challenging In India?
Retail participation in India’s bond market remains low compared to equities, largely because of structural barriers, such as:
1. Low liquidity: The bond market, especially for corporate bonds, lacks active buyers and sellers, making it difficult for retail investors to exit early.
2. Limited access: New bond issues are often snapped up quickly by institutional investors, leaving little room for retail investors to participate.
3. Lack of transparency: Many investors find it challenging to evaluate bond quality, yields, and risks due to limited information and opaque pricing.
4. High entry barriers: Minimum investment amounts for bonds are often high, and accessing exclusive deals is difficult for individual investors.
Introducing Grip’s Bond Marketplace
Grip Invest’s Bond Marketplace is an innovative peer-to-peer online platform designed to democratise access to high-quality bonds in India. Unlike traditional bond markets, where investors can only buy directly from issuers during the initial offering, this platform allows investors to buy and sell bonds from each other, creating a dynamic and liquid secondary market.
Here’s what sets Grip’s Marketplace apart:
1. By Investors, For Investors: Investors can list bonds they own for sale, giving others access to bonds they might have missed in the primary market. This also provides sellers with a flexible way to exit investments and manage their portfolios effectively.
2. Vetted And Transparent Listings: Every bond listed undergoes a rigorous vetting process to ensure credibility, transparency, and investor safety. Information like credit ratings, yield, maturity, and more is readily available for buyers to make informed decisions.
3. Enhanced Liquidity And Flexibility: Bonds can be resold on the platform after a minimum holding period of two months, offering investors a chance to exit early if needed, something rarely possible in traditional bond markets.
4. Exclusive Access To High-Quality Bonds: Grip’s Marketplace curates a range of bonds, including high-yield, short-tenure, and investment grade-rated options, many of which are not available in the public markets.
Challenges And Grip’s Solutions
Let us look at some common pain points and how Grip is solving them:
Challenge | How Grip Solves It |
Missed Bond Issuances | Marketplace offers a secondary market where investors can buy bonds from others, even if they missed the primary issuance. |
Low Liquidity & Difficult Exit | Provides a platform for buying and selling bonds after a minimum two-month holding, enhancing exit flexibility. |
Lack of Transparency & Trust | Every bond undergoes a thorough vetting process, with details like credit rating, yield, and maturity disclosed. |
High Entry Barriers | Curates exclusive, high-quality bond opportunities with varying investment sizes, making it accessible to retail investors. |
No Access to Exclusive or High-Yield Deals | Lists bonds not available in public markets, including high-yield and short-term bonds with limited quantities |
Complexity for Retail Investors | Provides a user-friendly platform with clear bond details, so even first-time investors can navigate with confidence |
How Does It Work?
Marketplace is available only on the Grip App. Here is the step-by-step guide for using Bond Marketplace by Grip Invest:
Step 1: Browse Exclusive Bonds Listed by Other Investors.
When you open the Grip Invest marketplace platform, you will see a wide range of bond offerings by investors who are seeking to sell their investments.
You can browse through the available options to find the best investment as per your risk profile.
Note: Marketplace is available only on Grip App, to download the App click here:
Step 2: Review Key Details
The next step is to select the bond that you want to purchase. You can find all the information related to the bond investments, like credit rating, yield to maturity, tenure, minimum investment required, etc.
These metrics help the investor in choosing their investment based on proper research.
Step 3: Invest Instantly in Limited-Quantity Opportunities
The investment opportunities you see are limited in quantity. It works on a first-come, first-served basis. As soon as the investment is full, no more investors can invest. The selling price of a bond is also clearly mentioned.
For example, an offering with INR 20 lakhs worth of investment available will get filled as soon as it receives the INR 20 lakhs.
Step 4: Track and Manage in Real Time
After investing, use your dashboard to monitor interest payouts, maturity timelines, and portfolio performance. The platform brings full transparency and control to your fixed-income investments.
Key Benefits Of Grip’s Marketplace
Let us see what features help the bond Marketplace by Grip Invest stand apart from other bond trading platforms.
- Flexible And Liquid: Buy and sell bonds after a two-month holding period, giving you control over your investments.
- Exclusive Access: Invest in high-yield, short-tenure bonds not available in traditional markets.
- Thorough Vetting: Every bond is diligently reviewed, with clear details on credit ratings, yield, and maturity.
- Seamless User Experience: A retail-friendly platform designed for both first-time and experienced investors.
- Portfolio Diversification: Access a variety of corporate bonds to balance risk and return.
- Investor Community: An investor-to-investor platform that fosters a more dynamic and collaborative bond market.
Conclusion
Grip Marketplace is your gateway to exclusive, flexible, and investor-friendly bond investment in India. With seamless access, enhanced liquidity, and a community-driven approach, it is time to unlock new opportunities in the fixed-income space.
If you want to add debt instruments to your portfolio for fixed returns, sign up to Grip Invest and explore a wide range of fixed income opportunties!
FAQs On Grip’s Marketplace
Why should I consider investing through Grip’s Marketplace?
If you are an investor looking for high-quality corporate bond investment opportunities with flexible tenure and high yield, the Grip’s Marketplace platform can be the right platform for you. All the bonds offered on this platform are properly vetted, and all the details are provided to ensure transparency.
How is Grip’s Marketplace different from primary bond investments?
Primary bond investments are offered by the issuer. After their issuance, they might be difficult to sell, forcing the investor to hold them until maturity. On Grip’s Marketplace, you buy from other investors and can get high yields, high quality and short maturities. Also, if you want to sell your holdings, you can sell it after a short holding period of 2 months.
Can I sell my bonds through Grip’s Marketplace?
Yes, you can sell your bond holding anytime on the Grip after 2 months of making the investment. Grip allows easy pathways to sell your bonds, allowing other investors to purchase them from you.
Is there a minimum investment amount in the Marketplace?
Grip Invest allows investment of as low as INR 100. However, the minimum investment also depends on the individual bond offerings. Some bonds might require slightly higher minimum investment requirements.
References
1. The Economic Times, accessed from: https://economictimes.indiatimes.com/markets/bonds/2-69-trillion-and-counting-how-indias-bond-market-is-powering-a-8t-future/articleshow/119401928.cms?from=mdr
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Disclaimer - Investments in debt securities/municipal debt securities/securitised debt instruments are subject to risks including delay and/ or default in payment. Read all the offer related documents carefully. The investor is requested to take into consideration all the risk factors before the commencement of trading.
This communication is prepared by Grip Broking Private Limited (bearing SEBI Registration No. INZ000312836 and NSE ID 90319) and/or its affiliate/ group company(ies) (together referred to as “Grip”) and the contents of this disclaimer are applicable to this document and any and all written or oral communication(s) made by Grip or its directors, employees, associates, representatives and agents. This communication does not constitute advice relating to investing or otherwise dealing in securities and is not an offer or solicitation for the purchase or sale of any securities. Grip does not guarantee or assure any return on investments and accepts no liability for consequences of any actions taken based on the information provided. For more details, please visit www.gripinvest.in
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