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Invest in Secured Corporate Credit, Rated A or Higher

Investments starting at ₹10,000
Stock Exchange Listed
Earn 8-11% Pre-Tax YTM

NAVI
Five Star Business Finance
HDB Financial Services

ABOUT CORPORATE BONDS

What is Corporate Bonds investing?

Corporate Bonds are financial instruments (or securities) through which companies raise debt from investors. The capital raised is used to achieve business objectives such as starting new projects, scaling existing businesses, or working capital needs.

Investors who buy bonds are lending money to such companies that issue the bonds. In return, the companies enter a binding commitment to make interest payments periodically and repay the principal amount on the maturity date.

Corporate Bonds are expected to provide a fixed rate of return to the investors, that is higher than the other fixed income instruments such as Fixed Deposits.

Partner Curation and Due Diligence

How we evaluate Corporate bonds investment opportunities

Downside Protection

Curate Corporate Bonds that are secured. The value of the security is usually higher than the principal of the loan; hence, in a draconian scenario, the investors have a higher probability of recovering their capital.

Investment Grade Rated

Identify Corporate Bonds that are rated by reputed credit rating agencies such as CRISIL, ICRA, and India Ratings (Fitch), and are investment grade rated, implying a low risk of default.

Liquidity and Tradability

Select Corporate Bonds that are in dematerialized form and listed on the stock exchanges to enable secondary trading, should the investor need to exit before maturity.

For your knowledge

Risks Involved

While bonds are generally capital-protected and carry investment grade ratings, the bond issuer may not be able to pay back in extreme circumstances such as bankruptcy.

While bonds are listed on exchanges, they might not be actively traded. For an exit prior to the maturity date, the investor may have to find an alternate buyer. Grip does not guarantee the ability to find such a buyer and a fair exit price.

There is an inverse relationship between interest rates and the price of a bond. If interest rates increase, the price of a bond may fall, and the investor may have to incur losses if they sell the instrument before the maturity date.

To help you

Frequently Asked Questions

How is Grip enabling Corporate Bonds investments at lower ticket sizes?

The bonds selected by Grip have a face value ranging from INR 10,000 to INR 1 Lac. Grip is not fractionalizing any of these bonds but is selling at minimum lot sizes.

Is Grip sourcing Corporate Bonds investments?

Grip acts as a distributor of the bonds sourced from partner institutions such as Oxyzo Financial Services, etc.

How are Corporate Bonds rated and how does the rating scale of each rating agency differ?

Ratings represent the creditworthiness of the bond after evaluating key metrics including the issuer’s financial strength, previous track record and liquidity.

What are the different types of bonds?

There are 2 types of bonds: Listed and Unlisted. Listed bonds are traded through an exchange such as BSE or NSE. Unlisted bonds are not traded on an exchange but through the over-the-counter (OTC) market. Market makers facilitate the buying and selling of unlisted bonds in the OTC market. Because they are not exchange traded, unlisted bonds can be less liquid than listed bonds.

How are the bonds secured?

Secured corporate bonds are backed by collateral that the issuer may sell to repay you if the bond defaults. The issuer pledges specific collateral—such as property, equipment, or other assets that it owns—as security for the bond. If the issuer defaults, holders of secured bonds will have a legal right to sell the collateral to satisfy their claims.

Can I withdraw my funds before the maturity period of the bond?

Bonds are tradable instruments on the stock exchange. This means that there is no lock-in on your bond investment. If you want to sell the instrument before maturity, you can do so in the secondary market at the market price (market price may vary from par-value).

Small Investment, Big Returns!

Reimagine your wealth creation journey with Grip today!

Grip is an investor-first, technology-driven, transparency-focused digital investment platform for curated non-market linked alternative investment opportunities across the entire risk-reward spectrum that best cater to an investor’s wealth creation.

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