Invest in Secured Corporate Credit, Rated A or Higher

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  • Predictable Returns
  • Earn upto 11% Pre-Tax YTM
AT A GLANCE
Corporate Bonds
₹ 80 Cr+
Investment Enabled
30,000+
Investors
₹ 10,000
Minimum Investment
ABOUT CORPORATE BONDS
What are Corporate Bonds
  • Corporate Bonds are financial instruments (or securities) through which companies raise debt from investors. The capital raised is used to achieve business objectives such as starting new projects, scaling existing businesses, or working capital needs

  • Investors who buy bonds are lending money to such companies that issue the bonds. In return, the companies enter a binding commitment to make interest payments periodically and repay the principal amount on the maturity date.

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Bonds
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Fixed Deposit
YTM%
8-11%
6-8%
Repayment
Monthly
End of Life
Volatility
No
No
Predictable Returns
Yes
Yes
Security Cover
Yes
Yes

Partner Curation and Due Diligence

How we evaluate Corporate bonds investment opportunities

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Downside Protection

Curate Corporate Bonds that are secured. The value of the security is usually higher than the principal of the loan; hence, in a draconian scenario, the investors have a higher probability of recovering their capital.

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Investment Grade Rated

Identify Corporate Bonds that are rated by reputed credit rating agencies such as CRISIL, ICRA, and India Ratings (Fitch), and are investment grade rated, implying a low risk of default.

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Liquidity and Tradability

Select Corporate Bonds that are in dematerialized form and listed on the stock exchanges to enable secondary trading, should the investor need to exit before maturity.

How to Invest?

It’s really simple with Grip

Find Your Deal
Investment Process
Visualize Returns
01.

Explore curated investment opportunities process

Find
your deal

Unique investment opportunities qualified through rigorous due diligence

02.

Complete KYC and investment process

Complete
KYC &
Investment

Seamless digital KYC, e-sign and payment experience

03.

Receive returns as per pre-determined schedule

Returns per
pre-decided
schedule

For fixed income products, receive monthly/ quarterly returns in your bank account

BENEFITS
Why Invest In Corporate Bonds?
  • Corporate bonds can give investors access to regular, stable and inflation-beating returns
  • These bonds are rated by reputed credit agencies like CRISIL, ICRA, Fitch Ratings, etc. and are issued by fundamentally strong issuer companies enhancing credibility and reducing the risk of default
  • Corporate bonds on Grip are exchange listed and offer a fixed rate of return in the form of interest payments, which is attractive to investors who want a predictable income stream
  • Investments in corporate bonds start from as little as ?10,000 making it a very accessible option for investors. Moreover, investors can choose from a wide range of opportunities spread across multiple tenures according to their investment goals.
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For your knowledge

Risks Involved

  • While bonds are generally capital-protected and carry investment grade ratings, the bond issuer may not be able to pay back in extreme circumstances such as bankruptcy.
  • While bonds are listed on exchanges, they might not be actively traded. For an exit prior to the maturity date, the investor may have to find an alternate buyer. Grip does not guarantee the ability to find such a buyer and a fair exit price.
  • There is an inverse relationship between interest rates and the price of a bond. If interest rates increase, the price of a bond may fall, and the investor may have to incur losses if they sell the instrument before the maturity date.

To help you

Frequently Asked Questions

How is Grip enabling Corporate Bonds investments at lower ticket sizes?

The bonds selected by Grip have a face value ranging from INR 10,000 to INR 1 Lac. Grip is not fractionalizing any of these bonds but is selling at minimum lot sizes.
Grip acts as a distributor of the bonds sourced from partner institutions such as Oxyzo Financial Services, etc.
Ratings represent the creditworthiness of the bond after evaluating key metrics including the issuer’s financial strength, previous track record and liquidity.
There are 2 types of bonds: Listed and Unlisted. Listed bonds are traded through an exchange such as BSE or NSE. Unlisted bonds are not traded on an exchange but through the over-the-counter (OTC) market. Market makers facilitate the buying and selling of unlisted bonds in the OTC market. Because they are not exchange traded, unlisted bonds can be less liquid than listed bonds.

 

Secured corporate bonds are backed by collateral that the issuer may sell to repay you if the bond defaults. The issuer pledges specific collateral—such as property, equipment, or other assets that it owns—as security for the bond. If the issuer defaults, holders of secured bonds will have a legal right to sell the collateral to satisfy their claims.
Bonds are tradable instruments on the stock exchange. This means that there is no lock-in on your bond investment. If you want to sell the instrument before maturity, you can do so in the secondary market at the market price (market price may vary from par-value).

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