InvoiceX by Grip is the first ever diversified, RBI compliant, and credit-rated instrument available for individual investors which enables them to take exposure in loans backed by invoice discounting proceeds.
Each opportunity entails cash flows from a pool of loans backed by invoices raised on multiple well-reputed companies (known as Anchors), thus offering the benefit of diversification to the investors.
Assessment of originator’s track record, founders/promoters, management team (CXOs), any prior or ongoing litigation. Also undertake reference checks with key investors or shareholders, industry peers and competitors, and key customers
Underlying assets in these opportunities entail a pool of invoice receivables. Analysis of the pool to ensure that it complies with RBI regulations and has high credit quality
Ensuring that the security package (comprising cash collateral, etc.) is reasonably adequate based on the risk and reward of the opportunity. Each opportunity will be rated by a tier-1 credit rating agency that conducts a thorough credit evaluation.
Unique investment opportunities qualified through rigorous due diligence
Seamless digital KYC, e-sign and payment experience
For fixed income products, receive monthly/ quarterly returns in your bank account