Earn Regular & Fixed Returns With This Listed, Rated And SEBI Compliant Instrument

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  • Earn upto 17% Pre-Tax IRR
  • Non-Market Linked Returns
AT A GLANCE
LeaseX
₹ 75 Cr+
Investments Enabled
3000+
Investors
₹ 2,00,000
Minimum Investment
ABOUT LEASEX
What is LeaseX
  • LeaseX is a unique investment product that allows investors to become lessors and earn attractive returns by leasing different kinds of assets to different creditworthy companies/partners

  • Mission-critical assets are leased to these partners for a fixed term. These partners are then contractually bound to make regular rental payments that are transferred to investors providing them access to regular lease payments

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LeaseX
fdWorks
Fixed Deposit
IRR%
upto 17%
6-8%
Repayment
Monthly/Quarterly
End of Life
Volatility
No
No
Predictable Returns
Yes
Yes
Security Cover
Yes
Yes

Partner Curation and Due Diligence

How we evaluate LeaseX investment opportunities

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Financials

Analysis of annual reports and MIS for previous 24-36 months. Identification of any red flags in financials, key contracts, existing lender documents, pending litigations, history of defaults, regulatory concerns, etc.

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Asset Quality

Ensuring that the asset financed is 'mission critical' or 'core-to-business' and undertaking verification of assets and manufacturer/ vendor

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Corporate Profile

Assess of partner’s track record, founders/promoters, management team (CXOs), investors, any prior or ongoing litigation. Also undertake reference checks with key investors or shareholders, industry peers & competitors, and key customers

How to Invest?

It’s really simple with Grip

Find Your Deal
Investment Process
Visualize Returns
01.

Explore curated investment opportunities process

Find
your deal

Unique investment opportunities qualified through rigorous due diligence

02.

Complete KYC and investment process

Complete
KYC &
Investment

Seamless digital KYC, e-sign and payment experience

03.

Receive returns as per pre-determined schedule

Returns per
pre-decided
schedule

For fixed income products, receive monthly/ quarterly returns in your bank account

REASONS AND BENEFITS
Why Invest In LeaseX?
  • It is the first alternative investment option to be listed on the stock exchange
  • It is a SEBI-compliant, fixed-income product that gives investors attractive returns of up to 17% IRR. Since it is listed, it is held in investors’ demat account.
  • LeaseX is rated by reputed agencies like Crisil, which provide credit assessment for investors and adds to the credibility of the issuance.
  • With this product option, investors get an amount that includes both the principal and interest on a regular basis resulting in a faster return of capital.
  • Moreover, it is an asset-backed investment providing exciting non-market-linked returns.
  • Investors also get exposure to investments from different high-growth industries and sectors.
  • Overall, it combines the benefits of diversification, attractive returns, and an easy-to-understand and regulated investment structure.
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For your knowledge

Risks Involved

  • Investment in leaseX opportunities on Grip does not guarantee that an investor will make money, avoid losing capital, or indicate that the investment in risk-free. Grip does not guarantee the returns on any investment.
  • Information provided on any opportunity is based on publicly available information and disclosures made by partners. Grip does not independently audit the information provided.

To help you

Frequently Asked Questions

Is LeaseX Tradable?

LeaseX is in the form of SDI and therefore is a tradable instrument held in dematerialised form, i.e., it offers a similar experience to buying, holding, and selling a bond. However, ability to find a buyer is not guaranteed by Grip and the investor could expect to hold the instruments until maturity.
SDI was introduced by SEBI in 2008 under the SEBI (Issue and Listing of Securitised Debt Instruments and Security Receipts) Regulations. The first asset leasing backed SDI was listed on the National Stock Exchange (NSE) by Grip on 7 October 2022. As on 31 January 2023, Grip has listed four LeaseX transactions (in SDI format) of collectively INR 41Cr.
The LeaseX (in SDI format) is a SEBI compliant, listed, and rated instrument, partially secured by cash collateralized bank guarantee and managed by an independent, SEBI-registered trustee. The monthly returns in the LeaseX originate from contracted lease agreements with the lessee(s). Lessee(s) forming part of any SDI are decided upfront and cannot be changed during the tenure, unlike a mutual fund.
Only the monthly interest payout is expected to be taxed at the marginal tax rate of the individual investor; no tax should be payable on the principal repayment. Appreciation (if any) of the price of the SDI, in case of sale prior to the full tenure, is expected to be considered as capital gain and taxed accordingly. Please do not consider this as tax advice. We urge you to speak with your independent tax advisor.
LeaseX (in SDIs format) are tradable instruments. This means that there is no lock-in on your investment. If you want to sell the instrument before maturity, you can do so in the secondary market at the market price (market price may vary from par-value)
Yes, SEBI has mandated KYC requirements for the purchase of the SDIs to prevent money laundering activities

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