Corporate Bonds

Invest in investment-grade, rated corporate bonds by top Indian NBFCs.

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  • Predictable Returns
  • Earn upto 14% Pre-Tax YTM
AT A GLANCE
Corporate Bonds
₹ 80 Cr+
Investment Enabled
30,000+
Investors
₹ 1,000
Minimum Investment
ABOUT CORPORATE BONDS

What are Corporate Bonds

  • Corporate bonds are debt securities issued by companies, NBFCs, or corporations to raise capital.

  • Purpose: Lending money to the issuer, who pays fixed returns through interest and principal payments.

  • Payments: Bonds have a maturity date, with interest and principal payments made monthly, quarterly, or semi-annually at a predetermined rate.

  • Safety: Considered relatively safer than stocks/equities.

  • Credit Ratings: Independent agencies like CRISIL, ICRA, CARE assess financial health and assign credit ratings. Higher ratings indicate lower risk.

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Corporate Bonds
fdWorks
Bank FDs
YTM%
9-14%
5-7%
Repayment
Periodic
At Maturity
Risk
Low-Medium
Low
Inflation Protection
Medium
Low
Diversification
Medium
Low
Security Cover
Yes
Yes

Partner Curation and Due Diligence

Easy way to evaluate Corporate Bonds Investment Opportunities

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Downside Protection

Select Secured Corporate Bonds where the Collateral Value exceeds the Loan Principal ensuring Higher Capital Recovery in adverse scenarios.

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Type Of Bond

Independent credit rating agencies like CRISIL, ICRA, CARE etc assign risk associated with corporate bonds based on the financial health and records of the issuer of the corporate bonds. Based on the risk, bonds are classified as investment-grade or non-i

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Risk-Reward

Independent credit rating agencies rate bonds, determining their risk level. The rating influences the returns: higher-rated bonds have lower risk and thus offer lower returns, while high-return corporate bonds come with higher risk and consequently highe

How to Invest?

It’s really simple with Grip

Find Your Deal
Investment Process
Visualize Returns
01.

Explore curated investment opportunities process

Find
your deal

Unique investment opportunities qualified through rigorous due diligence

02.

Complete KYC and investment process

Complete
KYC &
Investment

Seamless digital KYC, e-sign and payment experience

03.

Receive returns as per pre-determined schedule

Returns per
pre-decided
schedule

For fixed income products, receive monthly/ quarterly returns in your bank account

BENEFITS
Why Invest In Corporate Bonds?
  • Predictable Stable Income - Corporate Bonds provide investors with access to Regular, Stable, and Inflation-Beating Returns. Corporate Bonds listed on Grip Invest offer a Fixed Rate of Return through Interest Payments which is appealing to investors seeking a Predictable Income Stream.
  • Low Investment Amount - Investment in Corporate Bonds starts from as little as INR 1000, making it highly accessible. Investors can select from a diverse range of opportunities spanning various tenures to align with their Investment Goals.
  • Diversification: Corporate Bonds allow investors to diversify. Since corporate bonds are not linked to equity/stocks, equity market fluctuations do not impact returns on investments made in corporate bonds.
  • Low Risk: Corporate Bonds are rated by reputable credit agencies such as CRISIL, ICRA, Fitch Ratings, etc. and are issued by financially robust companies increasing the credibility and lowering default risk.
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For your knowledge

Risks Involved in Corporate Bonds

  • Credit risk: Corporate Bonds are generally capital-protected and carry investment-grade ratings, the bond issuer might not be able to pay back in extreme circumstances such as bankruptcy.
  • Liquidity Risk: Corporate Bonds are exchange-listed, they may not be actively traded. Exiting before maturity may require the investor to find an alternate buyer. Grip Invest does not guarantee the ability to find the buyer and a fair exit price.
  • Interest rate risk: Corporate Bonds exhibit an inverse relationship between interest rates and price. Rising interest rates may cause bond prices to decline, potentially resulting in losses if sold before the date of maturity.

To help you

Frequently Asked Questions

How is Grip enabling Corporate Bonds investments at lower ticket sizes?

The bonds selected by Grip have a face value ranging from INR 10,000 to INR 1 Lac. Grip is not fractionalizing any of these bonds but is selling at minimum lot sizes.
Grip acts as a distributor of the bonds sourced from partner institutions such as Oxyzo Financial Services, etc.
Ratings represent the creditworthiness of the bond after evaluating key metrics including the issuer’s financial strength, previous track record and liquidity.
There are 2 types of bonds: Listed and Unlisted. Listed bonds are traded through an exchange such as BSE or NSE. Unlisted bonds are not traded on an exchange but through the over-the-counter (OTC) market. Market makers facilitate the buying and selling of unlisted bonds in the OTC market. Because they are not exchange traded, unlisted bonds can be less liquid than listed bonds.

 

Secured corporate bonds are backed by collateral that the issuer may sell to repay you if the bond defaults. The issuer pledges specific collateral—such as property, equipment, or other assets that it owns—as security for the bond. If the issuer defaults, holders of secured bonds will have a legal right to sell the collateral to satisfy their claims.
Bonds are tradable instruments on the stock exchange. This means that there is no lock-in on your bond investment. If you want to sell the instrument before maturity, you can do so in the secondary market at the market price (market price may vary from par-value).

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