Question 1

Is Grip Invest Safe?

Accepted Answer

Grip is a platform that brings different alternate asset classes for investors. The risk of investments will vary depending on the investment class

Question 2

Can I invest in Startups via Grip?

Accepted Answer

Yes, Grip allows investors to invest alongside VCs to diversify their investment portfolio into Startup equity. This is done via SEBI's AIF Category I license for Angel Funds.

Question 3

What is lease investing?

Accepted Answer

Grip enables individuals to invest in physical movable assets like furniture, automobiles, warehousing equipment, IT equipment, etc., and lease these assets to corporates usually start-ups and scale-ups for a period of 2 to 3 years.  The assets are purchased by Grip on behalf of investors and leased to these companies. At the end of the lease term, these assets typically get bought by the leasing company itself as the asset life is much longer than the lease term. This enables the investor to get a fixed return as a combination of monthly lease income and residual value. Lease financing enables investors to earn a monthly fixed income through lease rentals on these assets and an overall pre-tax IRR of 20-22%

Question 4

What is IRR and how to evaluate returns?

Accepted Answer

The Internal Rate of Return (IRR) is a metric used to analyze the profitability of investments that generate returns over a period of time, such as monthly rental from the leasing of assets. Generally speaking, when comparing investment options with similar risk characteristics, the financial instruments with the highest IRR would be considered the best.

Question 5

How does Grip evaluate deals?

Accepted Answer

Grip evaluates 3 major aspects of any potential corporate partner: Financials,  Corporate Profile, and Business Performance.