‘Portfolio’ section on our website/app helps monitor all your investments in a single
place and keep yourself updated on your portfolio’s performance. Here you can
access real-time updates, payment schedules and also find downloadable reports.
Login to check your investments - https://www.gripinvest.in/portfolio

Yes, you will receive regular updates on your investment through email notifications
sent to your registered email ID.

All updates w.r.t investments in Corporate bonds, Securitized Debt Instruments
(SDIs) or Fixed Deposits are reflected in the ‘Portfolio’ section on our website/app. If
you miss an update or have a clarification to seek, please contact our support team
at invest@gripinvest.in for assistance.

Returns from your investments, including Corporate Bonds, SDIs are credited directly
into your demat-linked bank account and from Fixed Deposits into your registered
bank account. Returns are paid out as per the payout schedule mentioned in the
‘Portfolio’ section on our website/app.

Payout schedule for all your investments can be accessed via the ‘Portfolio’ section
on our website/app. For more information you can reach out to our support team at
invest@gripinvest.in or connect with your dedicated relationship manager. You can
find their details at Wealth Manager Portal.

Check your demat linked bank account for returns related to Corporate Bond & SDI
investments and your registered bank account for returns from Fixed Deposit
investments. If you are unable to locate the payment, please share your demat linked bank
account and holding statement with us at invest@gripinvest.in or contact your
dedicated relationship manager for assistance. You can find their details at Wealth
Manager Portal.

The payouts that you receive from your investment in Corporate Bonds, SDIs or
Fixed Deposits have two components - (a) Principal repayment (tax free in the hands
of investor) and (b) Interest payment (to be offered to tax by the investor). The
payouts are credited to the Investors’ bank account after deducting TDS as
applicable (Currently, TDS is 10% for Bonds and Fixed Deposits. TDS on SDIs is
25% for individuals and 30% for non individuals).

The Issuer Corporate / Trust issues quarterly Form 16A which has the details around
total interest earned and TDS deducted thereon.

The TDS deducted by the Issuer can be adjusted against the total tax liability of the
investor.

Upon maturity, the principal amount, along with any remaining returns as per the
return schedule, is credited directly to your bank account. This applies to investments
in Corporate Bonds, Securitised Debt Instruments (SDIs) like LoanX, LeaseX and
InvoiceX, and Fixed Deposits. You’ll also receive a detailed summary report of your
investment on your registered email id. No action is required from your end for these
payments to be credited to your account.

Investment options like Corporate Bonds, SDIs (LeaseX, LoanX or InvoiceX) are
generally listed on stock exchanges but might not be actively traded and you may not
be able to find a ready buyer. If you wish to sell your securities, please write to us at
support@gripinvest.in and we will help you find a buyer on a best effort basis.

Fixed Deposits have fixed tenures and may require funds to remain invested for the
selected term and until maturity. For FDs, premature exits are generally allowed but
may involve penalties.

Yes, you will receive notifications on your registered email id and mobile number
when your investments have matured. You can also track maturity dates and details
by logging into your account and visiting the ‘Portfolio’ section on our website/app.

You can reach our customer support team at invest@gripinvest.in or connect with
your dedicated Relationship Manager whose details can be found at the Wealth
Manager Portal.

Yes, all investment-related documents, including agreements and statements can be
downloaded from the ‘Portfolio’ section on our website/app.