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Gold Rate Today In India: 24K, 22K And 18K Gold Prices

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Grip Invest
Published on
Oct 21, 2026
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    Gold Rates Today

    Live · Updated 11:00 AM, 21 Oct 2026

    ₹14,720

    / gram

    +₹19 (0.13%)

    ₹1,47,200 per 10 g · 20 Oct: ₹14,701 / gram

    Rate for 21 Oct 2026 · Source: GoldPriceZ · Indicative rate

    Price breakdown

    1 g

    ₹14,720

    10 g

    ₹1,47,200

    100 g

    ₹14,72,000

    Rate trend

    Gold 24K, last 1 month: ₹15,657 on 21 Sep 2026 to ₹14,720 on 21 Oct 2026. High ₹15,692, low ₹14,691.

    Indicative retail rate. Local taxes and making charges may differ.

    ₹1 lakh in Gold 18K vs a bond on Grip

    If you had invested 6 months ago

    Gold 18K

    ₹88,447−11.6%

    Bond · 14.15% YTM

    ₹1,06,744+6.7%

    ₹1 lakh over the last 6 months, from 24 Apr 2026 to 21 Oct 2026: Gold 18K ₹88,447 (−11.6%), Bond · 14.15% YTM ₹1,06,744 (+6.7%). Bond lines accrue at today's YTM.

    Bond on Grip

    View all bonds

    vs Gold 18K · last 6 months

    ₹18,297 more on ₹1 lakh

    Returned 6.7% at a 14.15% YTM, with payouts on a fixed schedule.

    Invest on Grip
    LogoBBB-
    14%14.2%Yield
    13 MonthsTenure
    ₹9,853Starts at

    Illustrative. Bond lines assume holding to maturity at today's YTM, before tax. Past performance does not indicate future returns. Bonds carry credit and liquidity risk, and higher yields usually mean higher risk. This is not investment advice.

    Gold rates in India change daily based on international gold prices, currency movements, geopolitical developments and market demand. Whether you are planning to buy jewellery or tracking gold as an investment, knowing the latest gold rate can help you make a more informed decision.

    Key Takeaways
    • Gold rates differ by purity, with 24K, 22K and 18K gold priced differently per gram and per 10 grams.
    • Daily gold prices fluctuate due to global market trends, rupee movements, interest rates and geopolitical events.
    • Gold rates may vary across cities due to local demand, transportation costs and jeweller margins.
    • Check the BIS hallmark, purity mark and HUID to verify the purity of hallmarked gold jewellery.
    • Consider making charges, applicable taxes, investment goals and price fluctuations before buying gold.

    In this blog, we cover today’s gold rate in India for 24K, 22K and 18K gold, explain why prices vary across cities, and explore the key factors that influence gold prices. You will also learn how to check gold purity before buying and what to consider when comparing gold rates.

    Is Gold Expected To Keep Shining In 2026?

    The first prediction is by the World Gold Council, whose forecast can surely make you happy as a gold investor.  

    The council, which is an international trade association of the world's leading gold producers,

    is expecting gold’s prices to rise up to 30% from its current levels, in 2026. 

    Second is Goldman Sachs, which is one of the world’s biggest investment banks. The American bank, too, has an optimistic view and expects gold to rise up to 20% in 2026. 

    As per these expectations of an up to 20%-30% jump (by Goldman Sachs and WGC), gold’s prices can go towards the range of Rs 1.8 lakh- Rs 2 lakhs by the end of 2026. 

    Expert Price Targets For Gold in 2026

    Institution

    Gold Price Target (USD/oz)

    India Equivalent (INR /10g)

    Timeline

    Goldman Sachs

    $5,400

    INR 1,70,000–INR 1,90,000

    End-2026

    J.P. Morgan

    $6,300

    INR 2,00,000+

    End-2026

    Motilal Oswal

    —

    INR 1,80,000–INR 2,00,000

    Late 2026

    Note: INR equivalents assume continued rupee weakness. Targets may vary with currency movements.

    Gold Price Forecasts

    The table below shows the gold price forecast for 2026 and 2027, with quarterly estimates from JP Morgan Commodities Research. It highlights how analysts expect gold prices to trend higher over the next two years, supported by global uncertainty, central bank demand, and changing interest rate expectations.

    PeriodGold Price Forecast
    Q1 20264,440
    Q2 20264,655
    Q3 20264,860
    Q4 20265,055
    2026 Average4,753
    Q1 20275,140
    Q2 20275,170
    Q3 20275,270
    Q4 20275,400
    2027 Average5,245

    Source: JP Morgan

    Factors Affecting Gold Rates In India

    Gold crossed $5,300 per ounce for the first time in history in late February 2026, driven by escalating geopolitical tensions, primarily the intensifying Middle East conflict and renewed US–Iran friction. 

    When wars flare up, institutional capital rotates out of equities and into safe-haven assets like gold, which carries no counterparty risk.?

    Beyond geopolitics, three macro forces are supercharging gold in India:

    • Weak Rupee: Every INR 1 depreciation against the USD directly inflates domestic gold prices?
    • Fed Policy: A prolonged rate pause keeps real yields low, making gold more attractive vs. bonds?
    • Central Bank Buying: Global central banks continue accumulating gold reserves, tightening supply
      factors-influencing-gold-prices

    Why Do Gold Rates Differ Across Cities?

    Gold rates can vary across Indian cities due to several factors:

    • Transportation Costs: Moving gold between cities adds logistics and insurance costs.
    • Local Taxes And Duties: Applicable taxes and local charges can affect the final price.
    • Jeweller Margins: Different jewellers may apply different margins to their gold rates.
    • Local Demand: Higher demand during festivals and wedding seasons can influence local pricing.
    • Market Conditions: Currency fluctuations and changes in international gold prices affect rates across cities.

    How To Check Gold Purity Before Buying

    Gold purity is measured in karats. 24K gold is approximately 99.9% pure, while 22K gold contains about 91.6% gold and 18K gold contains 75% gold. Before buying, check the BIS hallmark, the purity mark (such as 916 for 22K gold) and the HUID on hallmarked jewellery. 

    You can verify the HUID using the BIS Care app. Also, ask for a bill that clearly lists the gold weight, rate, making charges and applicable taxes.

    Conclusion

    We have shared with you what industry experts are predicting about gold prices for 2026. The outlook certainly seems to be positive for the precious yellow metal. And it is not just about carrying on the strong momentum of 2025, but also the associated factors that have been contributing to the glittery yellow metal’s rise.

    Nonetheless, whether gold is able to continue its bull run in 2026 or not, that remains to be seen. We will have to wait and watch how the year turns out for it.

    FAQs On Gold Rate Today

    What Is The Gold Rate Today In India?
    The gold rate today in India depends on the purity of gold, including 24K, 22K and 18K. Check the latest updated price table in this blog for current rates per gram and per 10 grams.
    What Is The Price Of 24K Gold Per Gram Today?
    The price of 24K gold per gram changes daily based on international gold prices, currency movements and domestic market conditions. Refer to the latest gold-rate table for the current price.
    What Is The Difference Between 22K And 24K Gold Prices?
    24K gold is approximately 99.9% pure, while 22K gold contains about 91.6% gold. Since 24K gold has a higher gold content, its price is generally higher than that of 22K gold.
    Why Does The Gold Rate Change Every Day?
    Gold rates fluctuate due to changes in international gold prices, the Indian rupee's exchange rate against the US dollar, interest rate expectations, geopolitical developments and market demand.
    Why Do Gold Rates Differ Across Indian Cities?
    Gold rates may vary across cities due to transportation costs, local demand, jeweller margins and other local market factors. The final jewellery price may also differ based on making charges and applicable taxes.
    Are GST And Making Charges Included In The Gold Rate?
    Gold rates generally refer to the price of gold before jewellery-making charges and applicable taxes. Check the jeweller's bill to understand the gold value, making charges and GST separately.
    How Can I Check Gold Purity Before Buying?
    Check the BIS hallmark, purity mark and HUID on hallmarked jewellery. You can verify the HUID using the BIS Care app. Also, request a bill showing the gold weight, rate and applicable charges.
    Can Gold Prices Fall After Rising Sharply?
    Yes. Gold prices can decline due to a stronger US dollar, higher interest rates, easing geopolitical uncertainty or changes in investor demand. Past price increases do not guarantee future returns.
    Is Gold A Good Investment In 2026?
    Gold may help diversify a portfolio, but its suitability depends on your financial goals, investment horizon and risk tolerance. Consider price volatility and the costs associated with your chosen form of gold investment before investing.

    Want to stay at the top of your finances? 

    Join the community of 22 lakh+ investors and learn more about Grip Invest, the latest financial knick-knacks, and shenanigans in the world of investing.

    Happy Investing!


    Disclaimer - Investments in debt securities/municipal debt securities/securitised debt instruments are subject to risks including delay and/ or default in payment. Read all the offer related documents carefully. The investor is requested to take into consideration all the risk factors before the commencement of trading.
    This communication is prepared by Grip Broking Private Limited (bearing SEBI Registration No. INZ000312836 and NSE ID 90319) and/or its affiliate/ group company(ies) (together referred to as “Grip”) and the contents of this disclaimer are applicable to this document and any and all written or oral communication(s) made by Grip or its directors, employees, associates, representatives and agents. This communication does not constitute advice relating to investing or otherwise dealing in securities and is not an offer or solicitation for the purchase or sale of any securities. Grip does not guarantee or assure any return on investments and accepts no liability for consequences of any actions taken based on the information provided. For more details, please visit www.gripinvest.in

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    Gold Rate Today In India: 24K, 22K And 18K Gold Prices
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